HedgeLock

Deposit Match & Rollover Calculator

Member tool

Estimate wagering volume, bankroll needs, and the real value of a deposit match.

Enter the match terms → Review the rollover → See the real value

Member toolDeposit Match & Rollover Calculator

A '100% match up to $500' is not worth $500 — rollover terms decide its real value. This tool computes the required wagering volume, the estimated completion cost, the break-even loss rate, and the staged bankroll you actually need.

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Members can enter their own positions, compare every outcome, save calculations, and connect results to guided offers.

Worked example

A worked example with fixed teaching numbers — not live odds, not a current opportunity.

Estimated net value (example)
≈ +$400

$500 match with 5× rollover on deposit+bonus = $5,000 of qualifying volume. At ~2% hedged cost per wager (≈$100 total), roughly $400 of the bonus survives.

Members enter the real terms — match %, cap, rollover base and multiplier, contribution rules — and see whether the promotion is worth starting at all.

Why the advertised bonus is not the real value

A "100% match up to $500" credits $500 of restricted balance — but a 5× rollover on deposit-plus-bonus means $5,000 of qualifying wagers before anything is withdrawable. Every hedged wager costs a small qualifying loss, and those losses eat into the bonus. The real value is the bonus minus the estimated completion cost.

How wagers contribute toward rollover

Terms differ enormously: some books count the full stake of every eligible wager, others count only the lesser of stake or potential profit — a $100 bet at 1.50 contributes just $50 under that rule, doubling your required wager count. This is the single most important term to verify before depositing.

The break-even loss rate

Divide the bonus by the raw wagering volume: a $500 bonus over $5,000 of volume tolerates a 10% average loss per wager before the promotion goes negative. Well-hedged qualifying bets typically cost 1–3%, leaving healthy margin — but a promotion whose break-even rate is 2% has almost none.

Bankroll is staged, not summed

You don't need the full $5,000 in cash — funds recycle as wagers settle. You need the deposit, plus a hedge reserve at the other book, plus operational cushion for the days when several bets are unsettled or funds sit mid-transfer.

Related: Qualifying Bet Calculator · Profit Boost Calculator · Current verified offers

Informational tool only — not betting advice. You must meet each operator's eligibility, age (18+/21+ by jurisdiction), and geolocation requirements. Gambling problem? Call or text 1-800-GAMBLER.